I was prior service and am now in the reserves. I'm wondering if the SGLI coverage is different and how? For example, I don't see FSGLI in my LES, so does that mean that my husband and son aren't covered if something happened to them? Also, if I were to get some kind of life threatening disease such as cancer, would I be covered considering that I am just part time? With the little time i've been in the reserves i see that a lot of things are different and I am still trying to adjust to the change.
I don't think you are qualified based on the links above.
Family Servicemembers' Group Life Insurance (FSGLI) FSGLI is a program that provides term life insurance coverage to the spouses and dependent children of Servicemembers insured under SGLI. The Servicemember pays the premium for spousal coverage. Dependent children are insured at no cost. Eligibility Spouses and dependent children of the following are eligible for FSGLI: Active duty Servicemembers covered by full-time SGLI and members of the National Guard or Ready Reserve of a uniformed service covered by full-time SGLI.
You should elect and be paying for SGLI out of your monthly LES for Battle Training Assemblies. If you are injured or die and there is an approved LOD (Line of Duty) stating is was caused by, or happened during, a period of active duty, even weekend drill, you'll be covered.
Posts: 131 | Location: Los Angeles, CA | Registered: 25 July 2011