Off post housing

I'm stationed at Fort Irwin, California. I just recently got married on December 17th, and we turned in the paperwork for the marriage license on december 21. The county clerks office said it would take 3 weeks before i could get the actual certificate.

I have already found a house to live in, and its in Victoville, California. I know its an hour away, but the only reason that I'm wanting to live that far away is because my wife is going to school down the hill at Cal State, Fullerton, California. Its the half way point between Fort Irwin, and her school. She is going to school for her Masters in Economics.

I just recently went to my chain of command to ask about getting an AER loan because I haven't received BAH, or even the back pay yet. My commander told me no, that I couldn't get an AER loan because it's just for emergencies and that this wasn't for an emergency. I told him that I understood that. The only reason I wanted the AER loan was for the 0% interest. I also told him that with my current credit score I could get a loan from USAA, or any other bank for that matter. He told me that, thats what I should do, but as for living that far away, its to much, and that I could not live that far.

I explained to the commander that it wasn't going to be just myself living in the place i've found, but another soldier would be living there too. So Financially we would be completely fine. The other soldier, is already living in Victorville, and has been living there for the past year.

My commander said to make up a work sheet with all our finances, and that we (the other soldier) would have to have a couseling for living that far away. We did all of this on this past friday. The Commander wanted us to have it all turned into him by monday. We turned it all in and the commander still told me no, that I can't live off post. That the only reason is, is that its to far away. Currently, my commander, first sergeant, and probably about 5-8 other soldiers live down in victorville/barstow area. The other soldiers, are not in the same squad, nor have the same job as I do.

Can my commander tell me no, i can't live at a half way point so that my wife, doesn't have to drive 2 hours (this is with no traffic on the 15 in california) to go to school? what are my options/regulations/etc?

I considered going to IG about this, but didn't want to if it wouldn't stick.
Original Post
quote:
Originally posted by Maximas:
My commander told me no, that I couldn't get an AER loan because it's just for emergencies and that this wasn't for an emergency.


This is not true. I got an AER loan in 2009 for myself and my wife so we could move into our first apartment in Fayetteville, NC.
I did talk to my supervisor, squad leader, and even the first sergeant. They said it was up to the commander. My chain of command has no reason not to trust me. I've always been on time, and have very good work ethics.

The other soldier that is living off base, has been living off base for 1 year now. He lives off base due to his wife working a little more than 2 hours away from fort Irwin.

As for the AER loan. I agree that what i'm using it the loan for is perfectly reasonable. Even knowing that once I get back pay, i'll be able to pay the loan back.
quote:
Can my commander tell me no, i can't live at a half way point so that my wife, doesn't have to drive 2 hours (this is with no traffic on the 15 in california) to go to school?


Barring conflicting local regulations, I'm going to say yes he can.

The commander has a lot more to take into consideration than your wife's schooling, or even your personal finances.

There may have been things for which you did not account on the worksheet. The commander may have determined that you hadn't enough surplus income to cover emergencies (vehicle breakdown, etc.).

Does the unit's mission require that you be able to report within a certain amount of time (or may it potentially require in the future)?

Is their anything in your time with the unit that may indicate lack of responsibility (e.g. late for formations).

Is their anything you have done that has demonstrated responsibility to your leaders?

Are there factors in Victoville that might be perilous to or otherwise reduce the readiness of soldiers?

These are things just off the top of my head that all take precedence over your wife's commute to school.

Keep in mind, 50 miles is considered normal commuting distance. Victoville seems to be about 70 miles away. What you're asking for is outside of Army norms.

quote:
what are my options/regulations/etc?

Best bet, talk to your installation housing office. See if they can advise you on applicable local policies.
quote:
Originally posted by Maximas:
As for the AER loan. I agree that what i'm using it the loan for is perfectly reasonable. Even knowing that once I get back pay, i'll be able to pay the loan back.


The loan comes directly out of your paycheck in the Allotments category on your LES. It will say "US Debt" and automatically stops after 12 months, because it is paid off at that time.

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